A good medical insurance plan should include:
✅ Hospitalization coverage – Pays for hospital stays, surgeries, and emergency treatments.
✅ Outpatient care – Covers doctor visits, diagnostic tests, and specialist consultations.
✅ Prescription drug coverage – Helps pay for medications.
✅ Maternity and newborn care – Covers prenatal checkups, childbirth, and postnatal care.
Benefits of Having Medical Insurance
Why should you invest in medical insurance?
- Protects your finances – Reduces out-of-pocket medical expenses.
- Access to better healthcare – Covers treatment at top hospitals and specialists.
- Encourages preventive care – Includes free checkups and vaccinations.
- Peace of mind – Reduces stress during medical emergencies.
How to Choose the Right Medical Insurance Plan
💡 Compare multiple plans – Look at premiums, deductibles, and coverage.
💡 Check the hospital network – Ensure your preferred doctors are included.
💡 Understand copayments and deductibles – Know how much you’ll pay out-of-pocket.
💡 Look for preventive care benefits – Some plans offer free annual checkups.