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Legal Requirement
- Truck insurance is mandatory for interstate trucking under FMCSA regulations.
- Minimum coverage requirements vary by state and type of cargo.
Financial Protection
- Covers property damage, medical bills, and legal fees in case of an accident.
- Prevents out-of-pocket expenses that could bankrupt a trucking business.
- Final Thoughts
- Truck insurance is more than just a legal requirement—it’s a crucial financial safety net. Whether you’re a single-truck owner-operator or manage an entire fleet, having the right coverage can protect your assets, business, and livelihood.
- Before choosing a policy, compare multiple insurance providers, coverage limits, and premium costs to find the best fit for your trucking needs.